下列關(guān)于監(jiān)測信用風(fēng)險指標(biāo)的計(jì)算方法,正確的有()
Ⅰ.不良貸款率=(次級貸款+可疑貸款)/各項(xiàng)貸款x100%
Ⅱ.預(yù)期損失率=預(yù)期損失/資產(chǎn)風(fēng)險暴露×100%
Ⅲ.貸款損失準(zhǔn)備充足率=貸款實(shí)際計(jì)提準(zhǔn)備/貸款應(yīng)提準(zhǔn)備×100%
Ⅳ.逾期貸款率=逾期貸款余額/貸款總余額×100%
A.Ⅰ、Ⅳ
B.Ⅰ、Ⅱ、Ⅲ
C.Ⅱ、Ⅲ、Ⅳ
D.Ⅰ、Ⅱ、Ⅲ、Ⅳ